Top 6 passive income ideas in India [2020 updated]

Before discussing any passive income ideas in India, I want to tell you that it is not easy to generate passive income. Also, it takes a bit of time to create passive income if you want it without spending any money.

So, if you do not have patience, then this post is not for you. It is always easier to make an active income than passive income.

Generating a passive income is a desire of many people but generating a passive income online in India from home is a desire of everyone.

Now, Let’s discuss the methods

1. Affiliate Marketing:-

I know many of you is familiar with affiliate marketing  (If you promote any product and if someone buys from your affiliate link, then you will earn a commission).

I know you will think this is a kind of active income because if we stop promoting the product, then we will stop getting sales and hence income stops also but here is the twist

There are many affiliate program which provides the Recurring commission, its means that you made the sales one time and get the commission lifetime.

I know, now you are excited to know the list of affiliate programs which are providing the recurring commission on sales.

Here is the List:-

  • Swagbucks (Most Popular website to earn money by filling surveys and doing other tasks )


  •  Shorte.St  (It is a link shortener tool from which you can short your long URL link and can earn money by sharing it)


2. Blogging:-

It is not the 100% passive method, but still, it is more than 80%, and with a simple trick, you can make it to 100%.

Now, Let’s discuss the method

I think every one of you is familiar with the idea of blogging if not then I recommend you to google it because it is a simple concept in 2020.

After mentioning this point, I know a question comes in mind, how blogging is an idea of making a passive income online if we have to post an article regularly to stay with our ranking in google and traffic?

For making the passive income, you can hire writers for your blog and keep posting a unique and helpful article to get continuous traffic from Google.

Actually, blogging is not a passive income method instead, continuous traffic from google is the thing which makes blogging a passive income method.


3. Lending Money Online:-

I planned to post all five passive income ideas without investment, but I am mentioning this method because of its nature of being a 100% passive method.

It is now easy to lend money online, and this is a 100% passive income idea.

I have listed a few most trusted and popular websites from which you can lend money online even if you are living in India.

All the below sites are 100% legitimate and are RBI approved.

4.  Writing ebook:-

Days are gone when it is tough to publish your self-written ebook.

In 2019 It is straightforward to publish your ebook without much headache, and this is all because of Amazon KDP (Kindle Direct Publishing).

I know writing a great ebook is not an easy task, but believe me, it is worth it.

There are main two hurdles which you have to cross in generating a decent income from your ebook

  1. Writing a good book is lots of time taking process.
  2. Getting your book in from of readers needs some promotions in starting.

Point 2 will takes little investment but do the promotion only if your book has great value; otherwise, your money gets wasted.

5. Creating an Android App:-

Building an android app is the method in which you technical need skill for generating passive income online.

To make the passive income, you have to create a useful app which required knowledge of Java and XML.

Now the question is how this idea is a Passive income idea?

If you put add in your developed application and if the app is useful and the user needs to use it many times in a day then you will earn money each time the user use the app without doing anything.

The main hurdle is making an excellent app which needs a good knowledge of JAVA and XML and lots of practice which again requires lots of time to master the concept but believe me it is worth the time giving in this idea. Lots of people are making millions from this idea and all by the passive method.

6. Start an Online Store with the help of Shopify:-

Starting a Dropshipping Business is now not a difficult task and making money from it also.

If you do not know anything about dropshipping, then google it is a simple concept like affiliate marketing with some differences.

It is very straightforward to open an online store without having any inventory all because of Shopify.

You can easily make an online store in a few hours with the help of Shopify.

There are a few hurdles which you have to manage to cross if you think of opening a Dropshipping Store.

  1. Promoting your store will be a difficult task for you if you don’t know about Google Adwords and Facebook Ad.
  2. Its a bit tough to get positive ROI on your expenses done on your store.

It is advisable to get some idea about Facebook marketing and get mastered to get success in Dropshipping.


There are many more passive income ideas. Still, I am listed only top 6 here because they are the most popular and trusted ways to earn from which already many people are making thousands and millions online in passive ways.

If you have any other idea which is worth mentioning here, then please let me know in the comment box:-

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